Get the Homestead Exemption
If you own your primary residence, you are eligible for the Homestead Exemption on your Real Estate Tax. The Homestead Exemption reduces the taxable portion of your property’s assessed value.
With this exemption, the assessed value of the property is reduced by $45,000. Most homeowners will save about $629 a year on their Real Estate Tax bill.
Once the City accepts your application, you never have to reapply for the exemption. You will receive property tax savings every year, as long as you continue to own and live in the property.
如果您擁有自己的主要住所，則您有資格獲得房地產稅的宅基地豁免。Homestead Exemption 減少了您的財產評估價值的應稅部分。
有了這項豁免，該物業的評估價值減少了 45,000 美元。大多數房主每年將節省約 629 美元的房地產稅賬單。
Low-income Senior Citizen Real Estate Tax Freeze
The Philadelphia Department of Revenue will prevent your Real Estate Tax bill from increasing if you meet certain age and income requirements.
Under the Real Estate Tax freeze, the amount of property tax you pay each year will not increase, even if your property assessment or the tax rate changes. If your tax liability decreases due to a lower property assessment or a tax rate decrease, the amount of Real Estate Tax you owe will also be lowered to the new amount.
Set up an Owner-occupied Real Estate Tax Payment Agreement (OOPA)
The Owner-Occupied Payment Agreement (OOPA) program allows homeowners to make affordable monthly payments on property taxes that are past due. To be eligible, you must live in the home that you own. If your name is not on the deed to the home you live in, but you have a legal interest in the property, you may also be eligible.
To stay eligible, you’re required to pay all new property taxes as they become due. However, some participants may be able to roll new property taxes into their existing agreement. Some low-income and senior residents are eligible for OOPAs with a $0-minimum monthly payment.
You don’t need to make a down payment to sign up for an OOPA.
A trust can sometimes be eligible for OOPA. The Department of Revenue’s legal team reviews OOPA applications submitted by trusts, and may request additional information as part of the process.
業主自住付款協議 (OOPA) 計劃允許房主以負擔得起的每月支付逾期的財產稅。要符合資格，您必須住在您擁有的房屋中。如果您的姓名不在您所居住房屋的契約上，但您對該房產有合法權益，您也可能符合資格。
為了保持資格，您需要在到期時支付所有新的財產稅。但是，一些參與者可能能夠將新的財產稅納入其現有協議。一些低收入和老年居民有資格獲得每月最低 0 美元的 OOPA。
信託有時可能有資格獲得 OOPA。稅務局的法律團隊審查信託提交的 OOPA 申請，並可能要求提供額外信息作為流程的一部分。