Programs & Services
Affordable Housing and Related Activities
The process of homeownership for ethnic, linguistic and immigrant communities such as Chinatown can be extremely challenging. As an example, the U.S. Census of 2000 has showed that even though the “core” of Chinatown is made up of at least 80% Asians, the rate of Asian owned households is between 17 and 38%. Language barriers can pose problems for Chinese clients interested in seeking competitive mortgage rates from mainstream lending institutions. Similarly, nontraditional proof of credit may also prevent Chinese clients from obtaining a fair and competitive rate for a mortgage.
And lastly, a general lack of knowledge of the personal financial management prevents our constituents from taking steps towards a financially stable future, and eventually moving in the direction of homeownership. Our goal is to assist families in Chinatown to achieve their dreams of homeownership so that they can establish their roots in this country.
— Implement plans for decent and affordable housing for a rapidly growing population
— Conduct surveys on housing and social needs of the community. Cooperated with the University of Pennsylvania in producing an updated Chinatown Report
Education, Health and Referral Services
PCDC provides referral services, translation, and employment counseling. The monthly community newsletter is the main form of mass communication between PCDC and Chinatown residents.
PCDC also administers and supports the youth programs sponsored by Department of Human Services (DHS).
PCDC’s Teen Club emphasizes college preparation and leadership development.