The goal of the program is to help the Chinese-speaking community overcome the barriers to homeownership and enhance financial literacy. Through homeownership education, mortage counseling, financial literacy and outreach efforts, PCDC helps build wealth and prepares families for homeownership. In addition to workshops, PCDC offers individual pre-purchase, post-purchase, and rental counseling.
In April 2010, with assistance from the National Coalition for Asian Pacific American Community Development, PCDC was certified by the U.S. Department of Housing and Urban Development (HUD). As a HUD-certified agency, PCDC receives HUD resources and training in order to meet national standards for housing counseling.
PCDC provides the following services to the community:
• Quarterly community-wide financial expos that feature banks, mortgage lenders,
• Classes and seminars training families in the area of financial literacy and home-ownership readiness
• Individual counseling for mortgage preparation
• Placement of families into affordable homeownership opportunities
We also offer free First Time Homebuyer Education Class.
The workshops cover key topics for Budgeting, Credit, Saving, Benefits and responsibilities of being a homeowner & Predatory Lending.
For more information on all of our homeownership programs, call our Housing Counselor Wendy Lee at 215-922-2156.
In addition to our no-cost First Time Homebuyer Education Class, we also have partnered with Framework. Framework offers online homebuyer education classes for a fee of $75. The completion of Framework’s online classed OR PCDC’s in-person workshop, and plus an additional two hours of PCDC one-on-one counseling, you will receive a Homeownership Eduction Certificate. It’s not just about buying a home—it’s about staying in it. Research shows that informed homebuyers are successful homeowners.
Framework is the only online homebuyer course designed by experts in online learning. It’s comprehensive, so you’ll have all the facts you need to navigate every step of the buying process. And you can learn when, where, and how you like. It even works on your smartphone.
Framework meets many lenders’ requirements for homebuyer education, but check with yours to make sure an online course is acceptable.