2018 Annual Open Enrollment Period for Marketplace Health Insurance Plan

The annual open enrollment period for 2018 will start on
November 1, 2017, and run through December 15, 2017. If you need to enroll in Marketplace health insurance, you must do it during this time.

Outside the Open Enrollment Period, you generally can only enroll in a health insurance plan if you qualify for a Special Enrollment Period. You’re eligible if you have certain life events, like getting married, having a baby, or losing other health coverage.

• Job-based plans may have different Open Enrollment
  Periods. Check with your employer.
• You can apply and enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time of year.

If you have any medical insurance issue and are seeking help, please call the PCDC office at 215-922-6156 to schedule an appointment with our counselor Wendy Lee.

Preventive Health Services

Preventive services are designed to prevent or detect health problems. Some examples include annual health checkups, wellness screenings, and immunizations.

Preventive services keep you healthy
Immunizations and flu shots can stop illnesses before they have a chance to start. That one trip to the doctor can save you many more down the road.

Health screenings and wellness exams can discover problems you may not know you have. Finding them early before they have a chance to get worse means they’ll be easier and cheaper to treat. These preventive services can potentially save your life.

Preventive services are free
Most health plans must cover a set of preventive services — like shots and screening tests — at no cost to you. This includes plans available through the Health Insurance Marketplace. These services are free when delivered by a doctor or other provider in your plan’s network. All Marketplace health plans and many other plans must cover the list of preventive services without charging you a copayment or coinsurance. This is true even if you haven’t met your yearly deductible.

If you have health insurance and have not scheduled your annual physical exam, it is not too late to get one. Pick up the phone and call your family doctor to schedule one.

If you do not have health insurance and would like to get coverage, PCDC can help. Please call our office 215-922-6156 to schedule an appointment with our counselor, Wendy Lee.